Your business is different.

Income

Averages over several periods often matter more than a single month. Variation is normal and weighted differently by providers.

Duration, sector and the clarity of figures can influence an assessment. There is no single threshold.

Typically identity, tax assessment, financial statements, and further items as defined by the provider.

Residence, age, traceable income and creditworthiness. Self-employment neither blocks nor guarantees financing.

Depending on the plan: consumer credit, investment solutions or other products. SORVEN orients; it does not sell a product here.

Clarify need, calculate an example, gather documents, compare, continue with a provider.

Checklist

Valid ID.

Proof in Switzerland.

Accounts or income statement.

Latest assessment, if available.

Traceable incoming payments.